Welcome to this beautifully gut-renovated, top-floor studio co-op in the heart of the Fleetwood neighborhood in Mount Vernon. Thoughtfully designed with modern touches and quality finishes, this home is move-in ready and full of charm. The kitchen is a standout feature, boasting modern granite countertops, stylish cabinets, GE appliances--including a dishwasher--and tiled flooring and backsplash that bring the space to life. Throughout the apartment, refinished hardwood floors add warmth and character, while recessed lighting and crown molding provide a refined, contemporary feel. The bathroom has been completely upgraded, featuring a 36-inch vanity with a matching granite countertop, a water-efficient toilet, a glass-enclosed tub, and sleek tile flooring. This building has seen its own transformation, with recent updates including a modern elevator, an inviting lobby, an improved intercom system, and a gas conversion for greater efficiency. Located within walking distance of the Fleetwood Metro-North station, this home is perfect for commuters, with New York City just a 30-minute train ride away. You'll also find shopping, grocery stores, and an array of excellent restaurants just steps from your door. This property comes with an exclusive incentive: **$7,500 in funds to help first-time homebuyers reduce closing costs**, making your path to homeownership more affordable. Plus, take advantage of a **6.00% interest rate with 0 points on a 30-year fixed mortgage**, available to qualified buyers. This is not a lien or loan on the property--it's direct financial assistance to make your purchase smoother and more accessible.